The question for our students is, pay (a larger share) now or pay (a larger share) later? Either way, you will pay the cost for care you receive. The less you pay in premium, the more you will pay when you access care. As a general rule of thumb, the more you pay in premium up front, the less you will pay when you access care. Such cost is captured as deductibles, coinsurance, and/or copays (see definitions below) and represents the share you pay out of your own pocket when you receive care. There is also typically cost when you access care. Unfortunately, for most plans, this is not the only cost associated with the care you receive. This is an up front cost that is transparent to you (i.e., you know how much you pay). In our overview, we talked about paying a premium to enroll in a plan. Understanding what insurance coverage costs is actually quite complicated. based plan, asking the question, "what does the plan cover" is extremely important. Preventive services (e.g., some immunizations) and management of chronic diseasesįor our international population of students who might be considering coverage through a non U.S. Pediatric services, including dental and vision care Outpatient care (doctors and other services you receive outside of a hospital) Mental health and substance-abuse treatment are required to offer a number of "essential health benefits" which include For example, some plans covered prescriptions, others did not. Before such standardization, the benefits offered varied drastically from plan to plan. (under the Affordable Care Act) is to introduce more standardization to insurance plan benefits. One of the things health care reform has done in the U.S. Frequently Asked Questions: Affordability.Frequently Asked Questions: Dependent Health Insurance.Frequently Asked Questions About Insurance and the Health Fee.
Cardinal Care Enrollment Policy 2023-2024.Medical, Mental Health & Dental Benefits.Cardinal Care & Stanford Student Dependent Health Insurance for 2023-2024.2023-2024 Edition of Student Health Matters.LIFE 101: Tools for a Meaningful Life Recommended Resources.For Student Organizations & Student Staff.Tips for Talking to Your Student About Alcohol.Parents Role in Student Alcohol Use: Myths v Facts.A Letter to Parents/Guardians Regarding Alcohol and Drugs.Tobacco/Nicotine and E-Cigarettes/Vaping.Stimulants (Caffeine, Ritalin, Adderall, Cocaine etc.).Alcohol Poisoning & Other Drug Emergencies.What Is Blood Alcohol Concentration (BAC)?.MAPP Strategy, Having Fun, and Playing it Safe.What are the Short-Term and Long-Term Risks?.I am not in recovery but want to learn about being an ally.I have a loved one in recovery and I'm seeking support.I am in recovery and seeking academic and housing accommodations.I am in recovery and would like to know what support is available to me.University Policies Related to Substance Use.Office of Substance Use Programs Education & Resources (SUPER).Time Sensitive Actions After an Assault.Evaluation, Required Minimum Levels of Achievement, Due Process and Grievance Procedures, and Exit Criteria.Internship Admissions, Support, & Initial Placement Data.Doctoral Internship in Health Service Psychology FAQ.Doctoral Internship in Health Service Psychology.
Eating & Body Concerns Online Resources.Vaccinations, Allergy Shots, and Other Medication Injections.Immediate Mental Health Crisis Assistance.After Hours Services When Vaden Is Closed.Preventive Care: STI and Other Screening.Counseling and Psychological Services (CAPS) Fees.Campus Health Service Fee ("Health Fee").Medical Records Release, Privacy Rights, and Patient Rights & Responsibilities.Medical Student & Physician Assistant Student Entrance Requirements.Additional Information About Vaden Health Services.
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